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Note:
We will not sell or give your e-mail address to any other
company. This request will be transmitted over a secure
connection. If you prefer, you may give your information
directly to a Lender's Home Mortgage loan officer by
calling
1-866-271-1587. |
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Loan Application Checklist
After
you
request your loan online
and if you want to apply for a loan,
it's a good idea to start gathering up
the following information. You need to
submit this information to your Loan
Officer in order to continue the loan
process.
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Last
year's W-2 form. |
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Signed
and dated Federal Tax Returns
(1040's) from the previous year,
including all schedules. |
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Most
recent pay stubs for each borrower.
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A copy
of your most recent mortgage
statement (if available).
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A copy
of the Purchase Contract (if
applicable). |
If
you are self-employed:
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Last
year's signed and dated tax return,
including all schedules, a
year-to-date Profit and Loss (P&L)
Statement that is less than 60 days
old, and a current signed Balance
Sheet.
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If you
are part of a corporation or
partnership, provide last year's tax
return for corporation/partnership
including form K-1, a year-to-date
Profit and Loss (P&L) Statement
(less than sixty days old), and a
current signed Balance Sheet.
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Depending on your individual
situation, you may also have to supply
some additional information. Read over
this list below and see if any of it
applies to you.
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If your
down payment includes a cash gift
from a friend or relative, you need
a copy of the check or wire transfer
showing the donor's name and account
number, plus a copy of the deposit
into your bank account. (This
applies only to home purchase
loans.)
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If you
receive a Social Security pension
or annuity, provide a copy of
the awards letter and a copy of a
recent benefit check.
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If
you own other real estate,
provide a lease/rental agreement if
applicable, and copies of property
tax and insurance bills.
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If
you receive alimony or child support,
provide a copy of the divorce decree
and evidence of receipt of income
for 12 months (i.e. canceled checks,
deposit slips or bank statements).
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If
you pay alimony or child support,
provide a copy of your divorce
decree.
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If
you've had a bankruptcy within the
last seven years, provide a copy
of your bankruptcy discharge, a copy
of the petition (including schedules
A & B) and an explanation of the
circumstances.
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If
you currently pay rent, provide
copies of rental payments for the
last twelve months (may include
canceled checks, bank statements,
money orders, etc.) and the name and
address of your landlord for the
same time period. |
That's
all there is to it! You'll help speed
up the loan process by providing the
above information when applicable. |
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Apply for a loan online |
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Loan Shopping
Tips:
1) Calculate Payments
2) Define Your Needs
3) Apply for Loan with
Lender's Home Mortgage!
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Equal Housing Lender
MB 0903931 |
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